Personal Cash Flow & Net Worth Calculator
Understand your complete financial picture in minutes
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100% Confidential — We do not store any information you enter here. This calculator is for your personal use only and runs entirely in your browser. When you're done, click Download Excel Report to save a fully editable workbook you can update anytime as your financial picture changes.
Monthly Income
$0
Total gross income
Monthly Expenses
$0
Total outflows
Monthly Cash Flow
$0
Income minus expenses
Total Assets
$0
What you own
Total Liabilities
$0
What you owe
Net Worth
$0
Assets minus liabilities
📊 Download Your Full Financial Report
Exports all fields (filled or empty) as an editable Excel workbook with Cash Flow & Net Worth tabs
💰Monthly Income
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Total Monthly Income$0.00
🏠Housing Expenses
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Total Housing$0.00
🚗Transportation
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Total Transportation$0.00
💡Utilities & Living Expenses
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Total Utilities & Living$0.00
❤️Health & Insurance
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Total Health & Insurance$0.00
💳Debt Payments
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Total Debt Payments$0.00
🎓Family & Education
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Total Family & Education$0.00
💎Savings & Investments (Monthly Contributions)
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Total Savings & Investments$0.00
🎭Lifestyle & Other Expenses
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Total Lifestyle & Other$0.00
💵Liquid Assets (Cash & Cash Equivalents)
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Total Liquid Assets$0.00
📈Investment Assets
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Total Investment Assets$0.00
🏘️Real Estate
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Total Real Estate Assets$0.00
🏢Business & Personal Assets
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Total Business & Personal Assets$0.00
🏦Real Estate Liabilities (Mortgages)
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Total Mortgage Liabilities$0.00
💳Consumer & Other Liabilities
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Total Consumer & Other Liabilities$0.00
